What is Open Enrollment?
Open Enrollment Period is the yearly timeframe when you can enroll in health insurance plans for family or individual needs.
When is Open Enrollment for Health Insurance 2025?
The Open Enrollment schedule typically runs from November 1 to January 15 of the following year. You do not need a qualifying life event to enroll in a health insurance plan during the Open Enrollment Period.
5 Simple Steps for Open Enrollment
Your Health Plan Open Enrollment Checklist
1. Visit our Health Insurance 101 video library to help you understand terminology and how deductibles, copayments and coinsurance work.
2. Find out if your employer will offer coverage or if you need to purchase an individual and family health insurance plan.
3. If you are under the age of 26 you may be able to stay on your parent's health insurance until your 26th birthday. Speak with your parents about your options.
4. Gather information on your household income. You may qualify for a subsidy to reduce your insurance costs, or you may qualify for another government program.
5. Set your budget. Larger premiums usually mean lower out-of-pocket costs for prescription drugs, office visits, and procedures, and vice versa. How much you can afford for a premium and out-of-pocket expenses are both important considerations when selecting the best individual and family health insurance plan.
Looking for Coverage?
To help you find the perfect health insurance to fit your needs, talk to one of our Sentara Individual & Family Health Personal Plan Advisors at 1-855-460-5819.